16992005 Canada Inc.  ·  Registered MSB · FINTRAC

Hire an agent to run your money.

A new world is coming — where intelligent agents manage your finances, never forget a bill, and move your payments at exactly the right moment. This is Agentic payments for the Canadian economy.

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The manifesto

There is a quiet tax on modern life.

It is the late fee you didn’t mean to pay. The renewal you forgot to cancel. The invoice that slipped a week. The recurring debit that bounced because the timing was wrong by a single day.

We have automated everything except judgment. Our money still moves on rigid dates, blind to whether the moment is right.

Onaashi Pay is building a different world — one where you hire an intelligent agent to manage your finances. An agent that watches, decides, and pays. That never forgets a bill. That knows when to wait, when to act, and how to keep you whole.

Not a reminder. Not a rigid schedule. A delegate you can trust.

Two agents

Every payer in Canada,
with a delegate of their own.

For households

The Household Agent

  • Pays your mortgage, rent, insurance and bills on time — every time.
  • Smarter than recurring debits: defers, splits, or alerts you when funds run short.
  • Watches balances and timing to avoid NSF fees, late charges and missed payments.
  • Routes incoming pay toward bills, savings and goals the moment it lands.

For organizations

The Business Agent

  • Reads vendor contracts and invoices; tracks terms, renewals and SLAs.
  • Runs payroll: calculates pay, remits source deductions, pays staff each cycle.
  • Manages vendor relationships and approvals inside the limits you set.
  • Schedules payments across cards, cheques and EFT — on the lowest-cost rail.

How it works

Three movements, then it just runs.

01

You set the intent

Tell your agent the goal and the guardrails. “Pay rent by the 1st, only if the balance stays above this line.” Intentions, not rigid dates.

02

The agent decides

It reads your bills and contracts, checks balances, weighs timing and cash-flow — then acts. Or waits. Or asks. Always within your rules.

03

Money moves, accountably

Payments run across cards, cheques, EFT, Interac and Canada’s Real-Time Rail. Every decision is logged, explainable and reversible.

What we believe

Judgment, not just automation

Recurring payments fire blindly. Onaashi’s agents weigh balance, timing and consequence before money moves.

Built on Canadian rails

Cards, cheques, EFT, Interac and the Real-Time Rail — one intelligent layer across all of them.

Accountable by design

You stay in control. Every action is logged, explainable, and one tap from a human override.

Network-ready

As card networks roll out agentic frameworks, Onaashi is positioned to adopt them — while delivering the judgment they don’t.

Who we are

Built by people who know the rails.

FOUNDER

Abimbola Alabi

Founder & CEO

Canadian citizen

Experience across Payments Canada, CIBC, TD Bank, Manulife and Sun Life. Incorporator of 16992005 Canada Inc.

ADVISOR

Dr. Ken Alabi

Payments & Platform Advisor

Payment-systems veteran

Payment systems experience at Mastercard and Transactis. Builder of fintech infrastructure at Toronet.

Be first to delegate.

We’re onboarding early households and businesses across Canada. Leave your email and we’ll reach out as agents become available.

No spam. Just an invitation when your agent is ready.